KUR BRI 2025: How to Apply, Application Requirements, and Loan Table up to Rp100 Million
- KUR BRI 2025: How to Apply, Application Requirements, and Loan Table up to Rp100 Million
For micro, small, and medium business (UMKM) entrepreneurs who need additional capital, BRI's 2025 KUR (People's Business Credit) can be the right solution.
Bank BRI once again opens applications for KUR loans with low interest rates and an easy process, both online and directly at the branch office.
How to Apply for BRI KUR 2025
BRI is one of the government banks that channels many KUR.
BRI has various types of KUR this year 2025, namely KUR Mikro, KUR Kecil, and KUR TKI.
Targeted KUR distribution is directed towards customers who have never received a loan from a bank before.
All three KURs set an interest rate of 6 percent per year.
However, each KUR has different loan limit ceilings.
It is not difficult to apply for BRI KUR. Customers can apply for BRI KUR in two ways, namely by directly coming to the bank office or online.
"Go to the bank with KTP, NIB (Business Identification Number), and a statement that the business has been operating for about 6 months," said one BRI employee.
Apply Online
If you want to apply for BRI KUR online, follow the following steps:
-Access the page kur.bri.co.id to apply for an online KUR BRI loan.
- Select "Apply for Loan".
-Log in using your email address and enter your password if you already have an account.
-If you do not have an account on that page, select "Register". You can also register via a Google account.
- Wait for the verification sent by BRI via email that has been registered.
-After the account is created, log in again on the pagehttps://kur.bri.co.id/Using email and password.
- Click "Apply for KUR Loan". Read the terms and conditions carefully, then click "I am a BRI customer" and "Agree and Apply for Loan".
- Click "I'm not a Robot", Fill in personal information completely (full name, NIK, address, mother's name, and others).
- Fill in the business data completely (type of business, income, business expenses, BRI account number, and others).
-Upload some documents such as ID card, business certificate, passport photo, and business photo.
- Click "Next" to go to the loan application page. Fill in the application data (amount and term).
- Click "Calculate Installment" to see the amount of installment to be paid.
- Click "Apply for loan". After that, a page will appear with information about whether the loan is approved or not.
After this application, the customer will undergo a physical survey. Then, the customer still needs to come to the nearest BRI office for the next process, one of which is signing the documents.
Before applying for the BRI KUR 2025 loan, first learn the monthly installment amount according to the loan limit and term.
This is important to assess your ability to pay the KUR installment every month.
Quoted from Kompas.com news (9/19/2025), the following is the BRI KUR 2025 loan table with a limit of Rp 1 million to Rp 100 million, complete with tenor and installment details of BRI KUR 2025:
Important note:
The number above is a simulation based on the official BRI KUR 2025 table.
The nominal installment may vary slightly depending on the ongoing interest rate and BRI's terms at the time of application.
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BRI KUR Loan
2025 BRI KUR Table, Loans Starting from Rp1 Million to Rp100 Million, Check the Requirements and Installments
If you want to add capital for your business, Kredit Usaha Rakyat or KUR can be an alternative.
The reason is that micro, small, and medium enterprise (MSME) actors are facilitated in obtaining business capital loans.
Some credit institutions, among them, use BRI KUR.
In addition, the 2025 BRI KIR loan installments and their requirements are easier.
The KUR BRI 2025 program offers loans starting from Rp1 million with low interest rates.
KUR with small installments, as well as tenors up to 5 years, makes it easier for MSMEs.
Before applying for a loan, it is important to understand the KUR terms, interest rates, and installment simulations through the repayment table.
KUR BRI 2025 bunga berapa persen?
KUR BRI 2025 offers low interest rates, namely 3 percent (maximum limit of Rp 10 million) and 6-9 percent per year (limit more than Rp 10 million).
With this interest rate, the 2025 BRI KUR installments become lighter and more affordable for business actors.
BRI KUR Terms 2025
Before applying for a loan, make sure you meet the following BRI KUR 2025 requirements:
Indonesian Citizens (WNI), at least 21 years old or already married
Having a productive business that has been operating for at least 6 months
Not receiving productive credit from other banks (except for KPR, KKB, or credit cards)
Preparing documents including KTP, Family Card (KK), and business documents (NIB or Business Certificate)
Must have a NPWP for loans above Rp 50 million.
BRI KUR Loan Ceiling 2025
Through this program, BRI provides loans ranging from Rp 1 million to Rp 100 million with a maximum term of 60 months (5 years).
Loan types can be applied according to needs, whether for working capital or business investment.
Here is the 2025 BRI KUR installment simulation starting from Rp 1 million to Rp 100 million with a term of 12–60 months:
1. Loan of Rp 1 million
12 months: Rp 88.333
18 months: Rp 60.556
24 months: Rp 46.667
36 months: Rp 32.778
48 months: Rp 25.833
60 months: Rp 21.667
2. Loan of Rp 10 million
12 months: Rp 883,333
18 months: Rp 605,556
24 months: Rp 466,667
36 months: Rp 327,778
48 months: Rp 258,333
60 bulan: Rp 216.667
3. Loan of Rp 50 million
12 months: Rp 4.416.667
18 months: Rp 3.027.778
24 months: Rp 2.333.333
36 months: Rp 1.638.889
48 months: Rp 1.291.667
60 months: Rp 1.083.333
4. Loan of Rp 100 million
12 months: Rp 8.833.333
18 months: Rp 6.055.556
24 months: Rp 4.666.667
36 months: Rp 3.277.778
48 months: Rp 2.583.333
60 bulan: Rp 2.166.667
More information about the 2025 BRI KUR installment table starting from Rp 1 million can be accessed here.
How to apply for BRI KUR 2025
The BRI KUR application can be done in two ways, either online via BRImo or by directly visiting the nearest BRI branch.
- Apply for BRI KUR 2025 via BRImo
Login to BRImo application
Select the BRI Loan menu, click Apply for Loan
Choose Working Capital Loan Product
Fill in the form, upload documents, then send
Monitor the status via the Tracking menu using the reference number.
- Apply for BRI KUR 2025 at the branch office
Go to the nearest BRI branch
Bring the requirements document
Fill out the KUR application form at the branch office
After the application, BRI will conduct a business survey.
If it passes verification, the funds will be disbursed according to the approved limit
(Kontan/Tribuntimur/)
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